// RISK MANAGEMENT PLATFORM — Master Data Layer const T = window.ArbiterTokens; const RISK_DATA = { // ── RISK REGISTER ── register: [ { id: 'RSK-001', name: 'Adverse Summary Judgment Ruling', category: 'Litigation', subcategory: 'Dispositive Motion', matter: 'Redstone v. Meridian', matterId: 'M-2024-0312', likelihood: 4, impact: 5, score: 20, trend: 'rising', status: 'Active', owner: 'M. Kirkland', mitigation: 'Strengthen fact pattern with supplemental expert testimony; prepare alternative damages theory', triggers: ['Weak deposition testimony', 'Missing Q3 2022 records'], lastAssessed: '2026-04-18', nextReview: '2026-04-25', controls: ['Expert report filed', 'Deposition contradictions documented'], residualScore: 12, history: [{date:'2026-03-01',score:15,note:'Initial assessment'},{date:'2026-03-15',score:16,note:'Privilege log gaps found'},{date:'2026-04-01',score:18,note:'Deposition evasiveness elevated risk'},{date:'2026-04-18',score:20,note:'Missing Q3 records confirmed'}] }, { id: 'RSK-002', name: 'Key Evidence Spoliation', category: 'Discovery', subcategory: 'Preservation', matter: 'Redstone v. Meridian', matterId: 'M-2024-0312', likelihood: 3, impact: 5, score: 15, trend: 'stable', status: 'Active', owner: 'J. Park', mitigation: 'File motion for adverse inference instruction; document chain of custody gaps', triggers: ['Q3 2022 gap in financial records', 'Defendant retention policy unclear'], lastAssessed: '2026-04-17', nextReview: '2026-04-24', controls: ['Preservation letter sent', 'Court order obtained'], residualScore: 10, history: [{date:'2026-02-15',score:12,note:'Gap identified'},{date:'2026-03-20',score:15,note:'No explanation from defense'},{date:'2026-04-17',score:15,note:'Stable — awaiting supplemental production'}] }, { id: 'RSK-003', name: 'Expert Witness Daubert Challenge', category: 'Litigation', subcategory: 'Expert', matter: 'Redstone v. Meridian', matterId: 'M-2024-0312', likelihood: 3, impact: 4, score: 12, trend: 'declining', status: 'Active', owner: 'M. Kirkland', mitigation: 'Dr. Mitchell credentials exceed threshold; methodology follows established precedent', triggers: ['Defense retained competing expert', 'Novel damages methodology'], lastAssessed: '2026-04-15', nextReview: '2026-05-01', controls: ['CV supports qualifications', 'Published methodology', 'Prior Daubert survival x3'], residualScore: 6, history: [{date:'2026-03-01',score:16,note:'Before expert report finalized'},{date:'2026-03-28',score:14,note:'Report filed — strong methodology'},{date:'2026-04-15',score:12,note:'Defense expert weaker credentials'}] }, { id: 'RSK-004', name: 'Privilege Waiver on Board Communications', category: 'Discovery', subcategory: 'Privilege', matter: 'Redstone v. Meridian', matterId: 'M-2024-0312', likelihood: 2, impact: 4, score: 8, trend: 'stable', status: 'Monitoring', owner: 'L. Torres', mitigation: 'Crime-fraud exception argument prepared; targeted challenge filed', triggers: ['Crime-fraud exception motion', 'Broad waiver argument by defense'], lastAssessed: '2026-04-16', nextReview: '2026-04-30', controls: ['Privilege log reviewed', 'Motion drafted'], residualScore: 6, history: [{date:'2026-03-15',score:10,note:'Defense privilege claims aggressive'},{date:'2026-04-16',score:8,note:'Court signaled skepticism of defense position'}] }, { id: 'RSK-005', name: 'Counterclaim Exposure — Tortious Interference', category: 'Litigation', subcategory: 'Counterclaim', matter: 'Redstone v. Meridian', matterId: 'M-2024-0312', likelihood: 2, impact: 3, score: 6, trend: 'declining', status: 'Monitoring', owner: 'M. Kirkland', mitigation: 'Counterclaim lacks factual basis; prepare MTD if not dismissed at MSJ', triggers: ['Aggressive defense posture', 'Client business activities'], lastAssessed: '2026-04-10', nextReview: '2026-05-10', controls: ['Answer filed denying all counts', 'Factual record undermines claim'], residualScore: 4, history: [{date:'2026-02-28',score:9,note:'Counterclaim filed'},{date:'2026-03-15',score:7,note:'Weak factual support identified'},{date:'2026-04-10',score:6,note:'Deposition undermined key allegation'}] }, { id: 'RSK-006', name: 'Trial Date Continuance Denied', category: 'Procedural', subcategory: 'Scheduling', matter: 'Thornton Estate', matterId: 'M-2024-0189', likelihood: 3, impact: 3, score: 9, trend: 'rising', status: 'Active', owner: 'L. Torres', mitigation: 'Accelerate trial preparation; pre-mark all exhibits by Apr 28', triggers: ['Judge Reynolds strict on continuances', 'Expert scheduling conflict'], lastAssessed: '2026-04-19', nextReview: '2026-04-22', controls: ['Trial prep checklist initiated', 'Witness schedule confirmed'], residualScore: 6, history: [{date:'2026-04-01',score:6,note:'Trial date set'},{date:'2026-04-15',score:8,note:'Expert availability concern'},{date:'2026-04-19',score:9,note:'Judge denied informal extension request'}] }, { id: 'RSK-007', name: 'Client Dissatisfaction — Settlement Pressure', category: 'Client', subcategory: 'Relationship', matter: 'Pacific Shipping', matterId: 'M-2024-0456', likelihood: 3, impact: 3, score: 9, trend: 'rising', status: 'Active', owner: 'M. Kirkland', mitigation: 'Schedule partner meeting; prepare cost-benefit analysis of continued litigation vs. settlement', triggers: ['Litigation costs exceeding budget', 'Board pressure on GC'], lastAssessed: '2026-04-18', nextReview: '2026-04-25', controls: ['Monthly budget reports', 'Quarterly strategy reviews'], residualScore: 6, history: [{date:'2026-03-01',score:6,note:'Client expressed cost concerns'},{date:'2026-04-01',score:8,note:'Q1 billing exceeded estimate'},{date:'2026-04-18',score:9,note:'GC requested settlement evaluation'}] }, { id: 'RSK-008', name: 'Regulatory Investigation Spillover', category: 'Regulatory', subcategory: 'Compliance', matter: 'Redstone v. Meridian', matterId: 'M-2024-0312', likelihood: 2, impact: 5, score: 10, trend: 'stable', status: 'Monitoring', owner: 'M. Kirkland', mitigation: 'Monitor SEC activity; prepare for parallel proceedings if triggered', triggers: ['SEC enforcement trends', 'Fraud allegations in complaint'], lastAssessed: '2026-04-12', nextReview: '2026-05-12', controls: ['No SEC inquiry received', 'Monitoring EDGAR filings'], residualScore: 8, history: [{date:'2026-02-01',score:10,note:'Fraud claims could attract regulatory attention'},{date:'2026-04-12',score:10,note:'No change — monitoring'}] }, { id: 'RSK-009', name: 'Witness Unavailability — Karen Osei', category: 'Litigation', subcategory: 'Witness', matter: 'Redstone v. Meridian', matterId: 'M-2024-0312', likelihood: 3, impact: 4, score: 12, trend: 'rising', status: 'Active', owner: 'L. Torres', mitigation: 'Locate and serve subpoena; prepare affidavit for admission of prior statements', triggers: ['Former CFO relocated overseas', 'No cooperation agreement'], lastAssessed: '2026-04-17', nextReview: '2026-04-24', controls: ['Private investigator engaged', 'Prior deposition transcript available'], residualScore: 8, history: [{date:'2026-03-01',score:8,note:'Osei cooperating informally'},{date:'2026-04-01',score:10,note:'Osei stopped responding'},{date:'2026-04-17',score:12,note:'Confirmed relocation to Singapore'}] }, { id: 'RSK-010', name: 'Data Breach — Confidential Discovery Materials', category: 'Operational', subcategory: 'Security', matter: 'All Matters', matterId: null, likelihood: 1, impact: 5, score: 5, trend: 'stable', status: 'Monitoring', owner: 'J. Park', mitigation: 'Annual security audit; encrypted file transfer protocols; access logging', triggers: ['Third-party vendor breach', 'Phishing attempt'], lastAssessed: '2026-04-01', nextReview: '2026-07-01', controls: ['SOC 2 compliance', 'MFA enforced', 'DLP monitoring active'], residualScore: 3, history: [{date:'2026-01-01',score:5,note:'Annual baseline assessment'},{date:'2026-04-01',score:5,note:'No incidents — stable'}] }, { id: 'RSK-011', name: 'Sanctions Motion — Discovery Conduct', category: 'Discovery', subcategory: 'Sanctions', matter: 'Redstone v. Meridian', matterId: 'M-2024-0312', likelihood: 2, impact: 3, score: 6, trend: 'stable', status: 'Monitoring', owner: 'L. Torres', mitigation: 'Document all meet-and-confer efforts; maintain detailed correspondence log', triggers: ['Aggressive discovery posture', 'Defense allegations of over-collection'], lastAssessed: '2026-04-14', nextReview: '2026-05-14', controls: ['All letters preserved', 'Judge aware of good faith efforts'], residualScore: 4, history: [{date:'2026-03-01',score:8,note:'Defense threatened sanctions'},{date:'2026-04-14',score:6,note:'Court praised our discovery compliance'}] }, { id: 'RSK-012', name: 'Insurance Coverage Dispute', category: 'Financial', subcategory: 'Coverage', matter: 'Pacific Shipping', matterId: 'M-2024-0456', likelihood: 3, impact: 4, score: 12, trend: 'rising', status: 'Active', owner: 'M. Kirkland', mitigation: 'Engage coverage counsel; prepare declaratory judgment action if carrier denies', triggers: ['Late notice argument by carrier', 'Policy exclusion interpretation'], lastAssessed: '2026-04-16', nextReview: '2026-04-23', controls: ['Coverage opinion obtained', 'Carrier on notice'], residualScore: 8, history: [{date:'2026-03-10',score:8,note:'Carrier requesting additional info'},{date:'2026-04-01',score:10,note:'Carrier raising exclusion defense'},{date:'2026-04-16',score:12,note:'Coverage counsel advises 40% denial probability'}] }, { id: 'RSK-013', name: 'Jury Bias — Complex Financial Evidence', category: 'Trial', subcategory: 'Jury', matter: 'Redstone v. Meridian', matterId: 'M-2024-0312', likelihood: 3, impact: 3, score: 9, trend: 'stable', status: 'Planning', owner: 'M. Kirkland', mitigation: 'Retain jury consultant; develop visual storytelling for financial narrative', triggers: ['Complex fraud scheme', 'Multi-million dollar figures'], lastAssessed: '2026-04-10', nextReview: '2026-06-01', controls: ['Visual exhibits in development', 'Mock trial planned'], residualScore: 6, history: [{date:'2026-04-10',score:9,note:'Initial trial risk assessment'}] }, { id: 'RSK-014', name: 'Statute of Limitations — Count IV', category: 'Litigation', subcategory: 'Legal', matter: 'Redstone v. Meridian', matterId: 'M-2024-0312', likelihood: 2, impact: 5, score: 10, trend: 'declining', status: 'Active', owner: 'M. Kirkland', mitigation: 'Discovery rule tolling argument prepared; fraudulent concealment doctrine applies', triggers: ['Defense MTD on timeliness', 'Count IV filed at outer boundary'], lastAssessed: '2026-04-08', nextReview: '2026-05-08', controls: ['Tolling memo drafted', 'Supporting case law compiled'], residualScore: 6, history: [{date:'2026-02-01',score:14,note:'Defense raised SOL defense'},{date:'2026-03-01',score:12,note:'Tolling argument strengthened'},{date:'2026-04-08',score:10,note:'Judge indicated tolling likely applies'}] }, { id: 'RSK-015', name: 'Associate Burnout — Case Staffing', category: 'Operational', subcategory: 'Staffing', matter: 'All Matters', matterId: null, likelihood: 3, impact: 3, score: 9, trend: 'rising', status: 'Active', owner: 'M. Kirkland', mitigation: 'Redistribute workload; authorize contract reviewers for document-heavy tasks', triggers: ['Multiple concurrent deadlines', 'Q2 billing targets'], lastAssessed: '2026-04-19', nextReview: '2026-04-26', controls: ['Workload dashboard active', 'Contract reviewers onboarded'], residualScore: 6, history: [{date:'2026-03-15',score:6,note:'Baseline staffing assessment'},{date:'2026-04-01',score:8,note:'Discovery production surge'},{date:'2026-04-19',score:9,note:'J. Park at 44h/week review load'}] }, ], // ── RISK CATEGORIES WITH THRESHOLDS ── categories: [ { name: 'Litigation', color: '#C23030', count: 6, avgScore: 11.5 }, { name: 'Discovery', color: '#D97706', count: 3, avgScore: 9.7 }, { name: 'Procedural', color: '#3B82F6', count: 1, avgScore: 9.0 }, { name: 'Client', color: '#7C3AED', count: 1, avgScore: 9.0 }, { name: 'Regulatory', color: '#0D9488', count: 1, avgScore: 10.0 }, { name: 'Financial', color: '#B8860B', count: 1, avgScore: 12.0 }, { name: 'Operational', color: '#6E7D9E', count: 2, avgScore: 7.0 }, { name: 'Trial', color: '#A855F7', count: 1, avgScore: 9.0 }, ], // ── SCENARIO ANALYSIS ── scenarios: [ { id: 'SC-01', name: 'Best Case — Full Recovery', probability: 25, damages: '$18.7M', timeline: '12 months', outcome: 'Trial verdict in favor on all counts including punitive damages. Full expert damages awarded.', assumptions: ['All evidence admitted', 'Daubert challenge fails', 'Jury sympathetic', 'Punitive damages awarded'], risks: ['RSK-001', 'RSK-003', 'RSK-013'] }, { id: 'SC-02', name: 'Base Case — Partial Recovery', probability: 45, damages: '$10.2M–$14.2M', timeline: '8–14 months', outcome: 'Settlement after MSJ or favorable verdict on Counts I–III. Count IV SOL defense partially successful.', assumptions: ['Key evidence survives challenges', 'Expert testimony admitted', 'Some counts dismissed', 'Settlement negotiations productive'], risks: ['RSK-001', 'RSK-002', 'RSK-014'] }, { id: 'SC-03', name: 'Adverse — Partial Dismissal', probability: 20, damages: '$4.5M–$8M', timeline: '14–18 months', outcome: 'Summary judgment on fraud counts; breach of contract survives. Reduced damages without fraud multiplier.', assumptions: ['Fraud claims dismissed at MSJ', 'Contract claims survive', 'Expert limited on damages', 'Lengthy appeal possible'], risks: ['RSK-001', 'RSK-003', 'RSK-009', 'RSK-014'] }, { id: 'SC-04', name: 'Worst Case — Complete Defense Verdict', probability: 10, damages: '$0 + defense costs', timeline: '18–24 months', outcome: 'All claims dismissed or defense verdict at trial. Counterclaim exposure materialized. Significant fee exposure.', assumptions: ['Key evidence excluded', 'Witness unavailable', 'Jury confused by financials', 'Counterclaim succeeds'], risks: ['RSK-001', 'RSK-002', 'RSK-005', 'RSK-009', 'RSK-013'] }, ], // ── COMPLIANCE OBLIGATIONS ── compliance: [ { id: 'CO-01', obligation: 'Litigation Hold — Redstone', matter: 'Redstone v. Meridian', status: 'Active', dueDate: null, owner: 'J. Park', lastVerified: '2026-04-15', nextVerification: '2026-05-15', scope: 'All custodians (4)', notes: 'Quarterly verification with IT and custodians' }, { id: 'CO-02', obligation: 'ESI Protocol Compliance', matter: 'Redstone v. Meridian', status: 'Active', dueDate: null, owner: 'J. Park', lastVerified: '2026-04-12', nextVerification: '2026-05-12', scope: 'All productions', notes: 'Per court-ordered ESI protocol dated Feb 10, 2026' }, { id: 'CO-03', obligation: 'Expert Disclosure — Rebuttal', matter: 'Redstone v. Meridian', status: 'Upcoming', dueDate: '2026-05-20', owner: 'M. Kirkland', lastVerified: null, nextVerification: null, scope: 'Defense rebuttal expert', notes: 'Monitor for defense expert report; prepare rebuttal within 30 days' }, { id: 'CO-04', obligation: 'Proportionality Certification', matter: 'Redstone v. Meridian', status: 'Active', dueDate: '2026-05-01', owner: 'L. Torres', lastVerified: '2026-04-10', nextVerification: '2026-05-01', scope: 'Discovery requests', notes: 'Rule 26(g) certification for proportionality of discovery requests' }, { id: 'CO-05', obligation: 'Protective Order Compliance', matter: 'Redstone v. Meridian', status: 'Active', dueDate: null, owner: 'L. Torres', lastVerified: '2026-04-18', nextVerification: '2026-05-18', scope: 'Confidential materials', notes: 'Monthly audit of access to AEO-designated materials' }, { id: 'CO-06', obligation: 'Insurance Carrier Notice', matter: 'Pacific Shipping', status: 'At Risk', dueDate: '2026-04-25', owner: 'M. Kirkland', lastVerified: '2026-04-16', nextVerification: '2026-04-25', scope: 'Supplemental notice', notes: 'Carrier requesting additional documentation — deadline approaching' }, { id: 'CO-07', obligation: 'Client Reporting — Quarterly', matter: 'All Matters', status: 'Upcoming', dueDate: '2026-04-30', owner: 'M. Kirkland', lastVerified: '2026-01-31', nextVerification: '2026-04-30', scope: 'All active matters', notes: 'Q1 2026 litigation status reports to all clients' }, { id: 'CO-08', obligation: 'Conflict Check — New Matter', matter: 'Pending Intake', status: 'Pending', dueDate: '2026-04-22', owner: 'L. Torres', lastVerified: null, nextVerification: null, scope: 'Whitfield referral', notes: 'Conflict check required before engagement letter' }, ], // ── MITIGATION ACTIONS ── mitigations: [ { id: 'MIT-001', riskId: 'RSK-001', action: 'File supplemental expert declaration', assignee: 'M. Kirkland', dueDate: '2026-05-05', status: 'In Progress', priority: 'critical', progress: 60, notes: 'Dr. Mitchell preparing supplemental analysis of newly produced financials' }, { id: 'MIT-002', riskId: 'RSK-001', action: 'Prepare alternative damages theory memo', assignee: 'L. Torres', dueDate: '2026-05-10', status: 'Not Started', priority: 'high', progress: 0, notes: 'Unjust enrichment theory as fallback to lost profits' }, { id: 'MIT-003', riskId: 'RSK-002', action: 'File motion for adverse inference instruction', assignee: 'L. Torres', dueDate: '2026-04-28', status: 'Drafting', priority: 'critical', progress: 75, notes: 'Draft complete — partner review pending' }, { id: 'MIT-004', riskId: 'RSK-006', action: 'Complete trial exhibit pre-marking', assignee: 'J. Park', dueDate: '2026-04-28', status: 'In Progress', priority: 'high', progress: 45, notes: '12 of 26 exhibits pre-marked' }, { id: 'MIT-005', riskId: 'RSK-007', action: 'Prepare settlement cost-benefit analysis', assignee: 'M. Kirkland', dueDate: '2026-04-25', status: 'In Progress', priority: 'high', progress: 30, notes: 'Gathering billing data and exposure estimates' }, { id: 'MIT-006', riskId: 'RSK-009', action: 'Engage PI to locate Karen Osei', assignee: 'L. Torres', dueDate: '2026-04-22', status: 'In Progress', priority: 'critical', progress: 50, notes: 'PI confirmed Singapore location — serving via Hague Convention' }, { id: 'MIT-007', riskId: 'RSK-009', action: 'Prepare Rule 32 motion for prior deposition', assignee: 'L. Torres', dueDate: '2026-05-01', status: 'Not Started', priority: 'high', progress: 0, notes: 'Fallback if witness cannot be compelled' }, { id: 'MIT-008', riskId: 'RSK-012', action: 'Engage coverage counsel — Barton & Kline', assignee: 'M. Kirkland', dueDate: '2026-04-21', status: 'Complete', priority: 'high', progress: 100, notes: 'Engagement letter signed; initial analysis due Apr 25' }, { id: 'MIT-009', riskId: 'RSK-014', action: 'File tolling argument brief', assignee: 'M. Kirkland', dueDate: '2026-04-30', status: 'Drafting', priority: 'high', progress: 65, notes: 'Discovery rule + fraudulent concealment arguments' }, { id: 'MIT-010', riskId: 'RSK-015', action: 'Onboard two additional contract reviewers', assignee: 'J. Park', dueDate: '2026-04-22', status: 'In Progress', priority: 'medium', progress: 80, notes: 'Background checks complete; access provisioning in progress' }, ], // ── MONTE CARLO SIMULATION RESULTS ── monteCarlo: { iterations: 10000, expectedValue: 11200000, median: 10800000, p10: 4200000, p25: 7600000, p75: 14800000, p90: 17900000, stdDev: 4300000, distribution: [ { bucket: '$0–2M', pct: 5 }, { bucket: '$2–4M', pct: 7 }, { bucket: '$4–6M', pct: 9 }, { bucket: '$6–8M', pct: 12 }, { bucket: '$8–10M', pct: 16 }, { bucket: '$10–12M', pct: 18 }, { bucket: '$12–14M', pct: 14 }, { bucket: '$14–16M', pct: 10 }, { bucket: '$16–18M', pct: 6 }, { bucket: '$18M+', pct: 3 }, ], }, // ── RISK DEPENDENCIES (for correlation graph) ── dependencies: [ { from: 'RSK-001', to: 'RSK-002', label: 'Spoliation weakens MSJ defense', weight: 3 }, { from: 'RSK-001', to: 'RSK-003', label: 'Expert exclusion dooms damages', weight: 3 }, { from: 'RSK-001', to: 'RSK-014', label: 'SOL dismissal removes Count IV', weight: 2 }, { from: 'RSK-001', to: 'RSK-009', label: 'Missing witness weakens fact pattern', weight: 2 }, { from: 'RSK-001', to: 'RSK-013', label: 'Jury confusion amplifies MSJ risk', weight: 1 }, { from: 'RSK-002', to: 'RSK-011', label: 'Spoliation claim invites sanctions', weight: 2 }, { from: 'RSK-002', to: 'RSK-004', label: 'Privilege disputes delay production', weight: 1 }, { from: 'RSK-003', to: 'RSK-013', label: 'Excluded expert hurts jury narrative', weight: 2 }, { from: 'RSK-007', to: 'RSK-012', label: 'Coverage denial increases settlement pressure', weight: 2 }, { from: 'RSK-008', to: 'RSK-001', label: 'SEC investigation complicates litigation', weight: 2 }, { from: 'RSK-009', to: 'RSK-002', label: 'Osei could testify to spoliation', weight: 2 }, { from: 'RSK-014', to: 'RSK-001', label: 'Count IV dismissal reduces leverage', weight: 2 }, { from: 'RSK-015', to: 'RSK-006', label: 'Burnout delays trial prep', weight: 1 }, { from: 'RSK-015', to: 'RSK-002', label: 'Overwork causes review errors', weight: 1 }, ], // ── EVIDENCE CROSS-REFERENCES ── evidenceLinks: { 'RSK-001': ['EV-0001', 'EV-0006', 'EV-0007', 'EV-0009'], 'RSK-002': ['EV-0008', 'EV-0004'], 'RSK-003': ['EV-0007', 'EV-0015'], 'RSK-004': ['EV-0011', 'EV-0005'], 'RSK-005': ['EV-0010', 'EV-0001'], 'RSK-008': ['EV-0002', 'EV-0003'], 'RSK-009': ['EV-0006', 'EV-0004'], 'RSK-012': [], 'RSK-013': ['EV-0002', 'EV-0008', 'EV-0007'], 'RSK-014': ['EV-0009', 'EV-0001'], }, // ── AUDIT LOG ── auditLog: [ { date: '2026-04-19', user: 'M. Kirkland', action: 'Updated RSK-015 score', detail: '8 → 9 (staffing pressure increasing)' }, { date: '2026-04-18', user: 'M. Kirkland', action: 'Updated RSK-001 score', detail: '18 → 20 (missing records confirmed)' }, { date: '2026-04-18', user: 'M. Kirkland', action: 'Updated RSK-007 score', detail: '8 → 9 (GC requested settlement eval)' }, { date: '2026-04-17', user: 'L. Torres', action: 'Updated RSK-009 score', detail: '10 → 12 (confirmed Singapore relocation)' }, { date: '2026-04-17', user: 'J. Park', action: 'Updated RSK-002 assessment', detail: 'No change — awaiting supplemental production' }, { date: '2026-04-16', user: 'M. Kirkland', action: 'Updated RSK-012 score', detail: '10 → 12 (coverage counsel advises 40% denial)' }, { date: '2026-04-16', user: 'L. Torres', action: 'Updated RSK-004 score', detail: '10 → 8 (court signaled skepticism of defense)' }, { date: '2026-04-15', user: 'M. Kirkland', action: 'Created RSK-013', detail: 'Jury bias risk — trial preparation planning' }, { date: '2026-04-14', user: 'L. Torres', action: 'Updated RSK-011 score', detail: '8 → 6 (court praised compliance)' }, { date: '2026-04-12', user: 'M. Kirkland', action: 'Reviewed RSK-008', detail: 'No SEC inquiry — maintaining monitoring' }, { date: '2026-04-10', user: 'M. Kirkland', action: 'Updated RSK-005 score', detail: '7 → 6 (deposition undermined counterclaim)' }, { date: '2026-04-08', user: 'M. Kirkland', action: 'Updated RSK-014 score', detail: '12 → 10 (judge indicated tolling likely)' }, ], // ── APPETITE THRESHOLDS (per category) ── appetiteThresholds: [ { category: 'Litigation', tolerance: 12, target: 8, maxLoss: 5000000, currentAvg: 11.5, status: 'within' }, { category: 'Discovery', tolerance: 10, target: 6, maxLoss: 2000000, currentAvg: 9.7, status: 'within' }, { category: 'Procedural', tolerance: 9, target: 5, maxLoss: 500000, currentAvg: 9.0, status: 'at-limit'}, { category: 'Client', tolerance: 10, target: 6, maxLoss: 1000000, currentAvg: 9.0, status: 'within' }, { category: 'Regulatory', tolerance: 8, target: 4, maxLoss: 3000000, currentAvg: 10.0, status: 'breach' }, { category: 'Financial', tolerance: 10, target: 6, maxLoss: 4000000, currentAvg: 12.0, status: 'breach' }, { category: 'Operational', tolerance: 8, target: 4, maxLoss: 750000, currentAvg: 7.0, status: 'within' }, { category: 'Trial', tolerance: 12, target: 8, maxLoss: 2500000, currentAvg: 9.0, status: 'within' }, ], // ── CONTROL TESTS ── controlTests: [ { id: 'CT-01', control: 'MFA enforcement', riskId: 'RSK-010', lastTested: '2026-03-15', nextTest: '2026-06-15', result: 'effective', owner: 'J. Park', findings: '' }, { id: 'CT-02', control: 'Litigation hold monitor',riskId: 'RSK-002', lastTested: '2026-04-10', nextTest: '2026-05-10', result: 'effective', owner: 'J. Park', findings: 'Quarterly certifications received' }, { id: 'CT-03', control: 'Privilege log review', riskId: 'RSK-004', lastTested: '2026-04-05', nextTest: '2026-05-05', result: 'partial', owner: 'L. Torres', findings: '3 entries needed enhanced descriptions' }, { id: 'CT-04', control: 'Expert CV verification', riskId: 'RSK-003', lastTested: '2026-03-20', nextTest: '2026-06-20', result: 'effective', owner: 'M. Kirkland', findings: '' }, { id: 'CT-05', control: 'Workload threshold', riskId: 'RSK-015', lastTested: '2026-04-19', nextTest: '2026-04-26', result: 'ineffective', owner: 'M. Kirkland', findings: 'J. Park at 44h/week' }, { id: 'CT-06', control: 'SOC 2 annual audit', riskId: 'RSK-010', lastTested: '2026-01-30', nextTest: '2027-01-30', result: 'effective', owner: 'IT', findings: 'Clean opinion' }, { id: 'CT-07', control: 'Conflict check pipeline',riskId: 'RSK-007', lastTested: '2026-04-01', nextTest: '2026-07-01', result: 'effective', owner: 'L. Torres', findings: '' }, ], // ── TREATMENT DECISIONS ── treatmentDecisions: [ { id: 'TD-01', riskId: 'RSK-001', strategy: 'mitigate', decidedBy: 'M. Kirkland', date: '2026-04-18', rationale: 'Supplemental expert declaration cost-effective vs. adverse ruling', cost: 45000, residualScore: 12 }, { id: 'TD-02', riskId: 'RSK-012', strategy: 'transfer', decidedBy: 'M. Kirkland', date: '2026-04-16', rationale: 'Engage coverage counsel; pursue declaratory judgment', cost: 75000, residualScore: 8 }, { id: 'TD-03', riskId: 'RSK-010', strategy: 'mitigate', decidedBy: 'J. Park', date: '2026-01-15', rationale: 'SOC 2 + MFA + DLP baseline sufficient', cost: 120000, residualScore: 3 }, { id: 'TD-04', riskId: 'RSK-005', strategy: 'accept', decidedBy: 'M. Kirkland', date: '2026-04-10', rationale: 'Counterclaim lacks factual basis — low residual', cost: 0, residualScore: 4 }, { id: 'TD-05', riskId: 'RSK-008', strategy: 'accept', decidedBy: 'M. Kirkland', date: '2026-04-12', rationale: 'Monitor only — no SEC activity observed', cost: 0, residualScore: 8 }, { id: 'TD-06', riskId: 'RSK-013', strategy: 'mitigate', decidedBy: 'M. Kirkland', date: '2026-04-10', rationale: 'Mock trial + visual exhibits', cost: 85000, residualScore: 6 }, { id: 'TD-07', riskId: 'RSK-015', strategy: 'mitigate', decidedBy: 'M. Kirkland', date: '2026-04-19', rationale: 'Add contract reviewers to reduce workload', cost: 38000, residualScore: 6 }, ], // ── INSURANCE POLICIES ── insurancePolicies: [ { id: 'IP-01', carrier: 'Axis', type: 'E&O', limit: 10000000, retention: 250000, annualPremium: 185000, expires: '2026-10-01', coveredRisks: ['RSK-001','RSK-003','RSK-014'], notes: 'Primary layer' }, { id: 'IP-02', carrier: 'AIG', type: 'E&O Excess',limit: 15000000, retention: 0, annualPremium: 92000, expires: '2026-10-01', coveredRisks: ['RSK-001'], notes: 'Excess over IP-01' }, { id: 'IP-03', carrier: 'Beazley', type: 'Cyber', limit: 5000000, retention: 100000, annualPremium: 48000, expires: '2026-07-15', coveredRisks: ['RSK-010'], notes: 'First-party + liability' }, { id: 'IP-04', carrier: 'Travelers', type: 'D&O', limit: 10000000, retention: 500000, annualPremium: 125000, expires: '2026-12-31', coveredRisks: ['RSK-008'], notes: '' }, { id: 'IP-05', carrier: 'Continental', type: 'Employment',limit: 3000000, retention: 75000, annualPremium: 28000, expires: '2026-09-01', coveredRisks: ['RSK-015'], notes: '' }, ], // ── KRI INDICATORS ── kriIndicators: [ { id: 'KRI-01', name: 'Avg risk score', current: 10.2, threshold: 12, trend: 'rising', window: '30d', related: [] }, { id: 'KRI-02', name: 'Critical risk count', current: 3, threshold: 4, trend: 'stable', window: '30d', related: ['RSK-001','RSK-002'] }, { id: 'KRI-03', name: 'Mitigation overdue %', current: 15, threshold: 20, trend: 'declining',window: '7d', related: [] }, { id: 'KRI-04', name: 'Attorney util %', current: 94, threshold: 90, trend: 'rising', window: '7d', related: ['RSK-015'] }, { id: 'KRI-05', name: 'Discovery cost burn', current: 112, threshold: 110,trend: 'rising', window: '30d', related: ['RSK-007'] }, { id: 'KRI-06', name: 'Privilege claim rate', current: 8, threshold: 15, trend: 'stable', window: '30d', related: ['RSK-004'] }, { id: 'KRI-07', name: 'Witness response rate', current: 72, threshold: 80, trend: 'declining',window: '14d', related: ['RSK-009'] }, { id: 'KRI-08', name: 'Evidence gap count', current: 2, threshold: 3, trend: 'stable', window: '30d', related: ['RSK-002'] }, ], // ── EARLY WARNING TRIGGER RULES ── triggerRules: [ { id: 'TR-01', name: 'Score jumps ≥3 in 7d', condition: 'deltaScore >= 3 within 7 days', action: 'notify owner + partner', enabled: true, triggered: 2 }, { id: 'TR-02', name: 'Two risks rising same matter',condition: 'count(rising)>=2 per matter', action: 'escalate to partner', enabled: true, triggered: 1 }, { id: 'TR-03', name: 'Mitigation overdue >3d', condition: 'dueDate past + status<>Complete', action: 'notify assignee', enabled: true, triggered: 4 }, { id: 'TR-04', name: 'Appetite breach', condition: 'category currentAvg > tolerance', action: 'committee review', enabled: true, triggered: 2 }, { id: 'TR-05', name: 'KRI threshold crossed', condition: 'any KRI current > threshold', action: 'dashboard alert', enabled: true, triggered: 2 }, { id: 'TR-06', name: 'Residual >= inherent', condition: 'residualScore >= score', action: 'control review', enabled: false, triggered: 0 }, ], // ── REGULATORY HORIZON ── regulatoryWatch: [ { id: 'RW-01', rule: 'SEC Cyber Disclosure Rule 2026-01', effective: '2026-07-01', jurisdiction: 'Federal', impact: 'high', area: 'Cyber', matters: ['Redstone v. Meridian'], status: 'tracking' }, { id: 'RW-02', rule: 'CA SB-920 ESI amendments', effective: '2026-09-01', jurisdiction: 'CA', impact: 'medium', area: 'Discovery', matters: ['Pacific Shipping'], status: 'analysis' }, { id: 'RW-03', rule: 'FRCP 26 proposed amendments', effective: '2027-01-01', jurisdiction: 'Federal', impact: 'high', area: 'Discovery', matters: ['All'], status: 'tracking' }, { id: 'RW-04', rule: 'NY CLE mandatory DEI', effective: '2026-06-01', jurisdiction: 'NY', impact: 'low', area: 'Operational',matters: [], status: 'complied' }, { id: 'RW-05', rule: 'EU AI Act enforcement phase', effective: '2026-08-02', jurisdiction: 'EU', impact: 'medium', area: 'Regulatory',matters: ['Redstone v. Meridian'], status: 'analysis' }, ], // ── INCIDENTS / NEAR-MISS ── incidents: [ { id: 'INC-01', date: '2026-04-10', type: 'near-miss', severity: 'medium', description: 'Privilege log sent to opposing counsel with 3 unredacted entries; recalled within 4 hours', rootCause: 'Manual review', resolved: true, relatedRisk: 'RSK-004', lessons: 'Second-reviewer requirement added' }, { id: 'INC-02', date: '2026-03-28', type: 'incident', severity: 'low', description: 'Deposition start delayed 45 minutes due to exhibit reproduction', rootCause: 'Process', resolved: true, relatedRisk: null, lessons: 'Exhibits pre-printed 24h prior' }, { id: 'INC-03', date: '2026-03-15', type: 'near-miss', severity: 'high', description: 'Custodian nearly deleted email archive during office cleanup; IT intervention saved 2 years', rootCause: 'Awareness', resolved: true, relatedRisk: 'RSK-002', lessons: 'Quarterly custodian refresher' }, { id: 'INC-04', date: '2026-02-20', type: 'incident', severity: 'medium', description: 'Associate filed brief 1 day past deadline; granted nunc pro tunc', rootCause: 'Calendaring', resolved: true, relatedRisk: 'RSK-015', lessons: 'Dual-calendar rule' }, { id: 'INC-05', date: '2026-04-18', type: 'near-miss', severity: 'medium', description: 'Phishing email targeted Kirkland account; blocked by spam filter', rootCause: 'External', resolved: true, relatedRisk: 'RSK-010', lessons: 'Executive awareness training' }, ], // ── CYBER REGISTER ── cyberRegister: [ { id: 'CY-01', asset: 'Document Review Platform', classification: 'Confidential', vendor: 'Relativity', lastPenTest: '2026-01-15', exposure: 'low', mitigations: ['SSO','MFA','audit log'], breachScore: 2 }, { id: 'CY-02', asset: 'Client Portal', classification: 'Confidential', vendor: 'HighQ', lastPenTest: '2026-02-01', exposure: 'medium', mitigations: ['MFA','encryption'], breachScore: 4 }, { id: 'CY-03', asset: 'Email Archive', classification: 'Sensitive', vendor: 'Mimecast', lastPenTest: '2025-11-20', exposure: 'medium', mitigations: ['DLP','encryption'], breachScore: 5 }, { id: 'CY-04', asset: 'Trial Presentation Cloud', classification: 'AEO', vendor: 'TrialPad', lastPenTest: '2025-09-10', exposure: 'high', mitigations: ['VPN only'], breachScore: 7 }, { id: 'CY-05', asset: 'Timesheet System', classification: 'Internal', vendor: 'Aderant', lastPenTest: '2026-03-01', exposure: 'low', mitigations: ['SSO'], breachScore: 3 }, ], // ── CLIENT/MATTER PORTFOLIOS ── clientPortfolios: [ { id: 'CP-01', client: 'Redstone Capital', matters: 3, activeRisks: 11, aggregateScore: 124, expectedLoss: 8200000, concentration: 'high', relationshipScore: 7 }, { id: 'CP-02', client: 'Pacific Shipping', matters: 2, activeRisks: 3, aggregateScore: 27, expectedLoss: 2100000, concentration: 'medium', relationshipScore: 6 }, { id: 'CP-03', client: 'Thornton Estate', matters: 1, activeRisks: 2, aggregateScore: 12, expectedLoss: 400000, concentration: 'low', relationshipScore: 9 }, { id: 'CP-04', client: 'Whitfield (pending)', matters: 0, activeRisks: 1, aggregateScore: 0, expectedLoss: 0, concentration: 'low', relationshipScore: null }, ], // ── RISK COMMITTEE MEETINGS ── riskCommittee: [ { id: 'RC-01', date: '2026-04-22', chair: 'M. Kirkland', attendees: ['M. Kirkland','L. Torres','J. Park','GC'], agenda: ['RSK-001 strategy','RSK-012 coverage','Q1 appetite review'], minutesUrl: null, decisions: [] }, { id: 'RC-02', date: '2026-03-25', chair: 'M. Kirkland', attendees: ['M. Kirkland','L. Torres','J. Park'], agenda: ['Portfolio review','New matter intake'], minutesUrl: 'minutes-0325.pdf', decisions: ['Accept Redstone supplemental budget','Defer Whitfield intake'] }, { id: 'RC-03', date: '2026-02-25', chair: 'M. Kirkland', attendees: ['M. Kirkland','L. Torres'], agenda: ['SOC 2 audit','Insurance renewal'], minutesUrl: 'minutes-0225.pdf', decisions: ['Renew Axis E&O','Add cyber excess'] }, ], // ── REPORT TEMPLATES ── reportTemplates: [ { id: 'RT-01', name: 'Board Risk Summary', audience: 'Board', cadence: 'Quarterly', sections: ['Top 10','Heatmap','Trend','Appetite'], lastUsed: '2026-01-30' }, { id: 'RT-02', name: 'Client Matter Report', audience: 'Client', cadence: 'Monthly', sections: ['Status','Budget','Risks','Next Steps'], lastUsed: '2026-04-01' }, { id: 'RT-03', name: 'GC Brief', audience: 'GC', cadence: 'Weekly', sections: ['New','Rising','Mitigations'], lastUsed: '2026-04-19' }, { id: 'RT-04', name: 'Insurance Disclosure', audience: 'Carrier', cadence: 'Annual', sections: ['Loss runs','Risk profile','Controls'], lastUsed: '2025-10-01' }, { id: 'RT-05', name: 'Internal Audit Report', audience: 'Partners', cadence: 'Semi-annual',sections: ['Controls','Incidents','KRIs','Appetite'],lastUsed: '2026-01-15' }, ], // ── ERM MATURITY ── ermMaturity: [ { dimension: 'Risk Identification', current: 4, target: 5, framework: 'COSO 2017', gap: 'Emerging risk horizon scanning' }, { dimension: 'Risk Assessment', current: 4, target: 4, framework: 'ISO 31000', gap: '' }, { dimension: 'Risk Response', current: 3, target: 4, framework: 'COSO 2017', gap: 'Treatment decision documentation' }, { dimension: 'Control Activities', current: 3, target: 4, framework: 'COSO 2013', gap: 'Control testing frequency' }, { dimension: 'Information & Comm', current: 4, target: 4, framework: 'COSO 2017', gap: '' }, { dimension: 'Monitoring', current: 3, target: 5, framework: 'COSO 2017', gap: 'Continuous KRI automation' }, { dimension: 'Governance & Culture', current: 4, target: 5, framework: 'COSO 2017', gap: 'Risk committee cadence' }, ], // ── ETHICAL WALLS ── ethicalWalls: [ { id: 'EW-01', name: 'Redstone / Meridian screen', matter: 'Redstone v. Meridian', established: '2025-08-15', screenedAttorneys: ['P. Nguyen'], reason: 'Former Meridian associate', status: 'active', lastAudit: '2026-04-01' }, { id: 'EW-02', name: 'Pacific / Atlantic screen', matter: 'Pacific Shipping', established: '2024-11-20', screenedAttorneys: ['R. Hall'], reason: 'Prior Atlantic work', status: 'active', lastAudit: '2026-03-15' }, { id: 'EW-03', name: 'Thornton family screen', matter: 'Thornton Estate', established: '2024-05-10', screenedAttorneys: ['D. Shaw'], reason: 'Family relationship', status: 'closed', lastAudit: '2026-01-10' }, ], // ── VENDOR / PANEL ── vendorPanel: [ { id: 'VN-01', name: 'Dr. Alan Mitchell', type: 'Expert Witness', specialty: 'Forensic Accounting', rating: 4.8, engagements: 12, lastRetained: '2026-03-01', risks: [], status: 'active' }, { id: 'VN-02', name: 'Logik Systems', type: 'ESI Vendor', specialty: 'Collection', rating: 4.5, engagements: 8, lastRetained: '2026-02-15', risks: ['SOC 2 expiring'], status: 'active' }, { id: 'VN-03', name: 'Smith Investigation',type: 'PI', specialty: 'International', rating: 4.9, engagements: 5, lastRetained: '2026-04-15', risks: [], status: 'active' }, { id: 'VN-04', name: 'Barton & Kline', type: 'Coverage Counsel',specialty: 'Insurance', rating: 4.7, engagements: 3, lastRetained: '2026-04-16', risks: [], status: 'active' }, { id: 'VN-05', name: 'Jury Insight', type: 'Jury Consultant',specialty: 'Complex Financial', rating: 4.6, engagements: 6, lastRetained: '2025-11-10', risks: [], status: 'active' }, ], // ── CLIENT RATINGS ── clientRatings: [ { id: 'CR-01', client: 'Redstone Capital', payment: 'A', disputes: 'B', concentration: 'C', aml: 'A', composite: 'B+', reviewed: '2026-01-15', flags: ['high-concentration'] }, { id: 'CR-02', client: 'Pacific Shipping', payment: 'A', disputes: 'A', concentration: 'B', aml: 'A', composite: 'A', reviewed: '2026-01-15', flags: [] }, { id: 'CR-03', client: 'Thornton Estate', payment: 'A', disputes: 'A', concentration: 'A', aml: 'A', composite: 'A', reviewed: '2026-01-15', flags: [] }, { id: 'CR-04', client: 'Whitfield (pending)',payment: '-',disputes: '-', concentration: '-', aml: 'B', composite: 'pending', reviewed: null, flags: ['aml-enhanced-DD'] }, ], // ── ATTORNEY PROFILES ── attorneyProfiles: [ { id: 'AP-01', name: 'M. Kirkland', role: 'Partner', utilization: 92, realization: 94, winRate: 82, cleSuffiencies: true, cyberTraining: '2026-02-10', complaints: 0, malpractice: 0 }, { id: 'AP-02', name: 'L. Torres', role: 'Senior', utilization: 88, realization: 89, winRate: 76, cleSuffiencies: true, cyberTraining: '2026-02-10', complaints: 0, malpractice: 0 }, { id: 'AP-03', name: 'J. Park', role: 'Associate',utilization: 104,realization: 86, winRate: null,cleSuffiencies: true, cyberTraining: '2026-03-05', complaints: 0, malpractice: 0 }, { id: 'AP-04', name: 'D. Shaw', role: 'Counsel', utilization: 72, realization: 91, winRate: 70, cleSuffiencies: false, cyberTraining: '2025-11-20', complaints: 0, malpractice: 0 }, ], // ── SETTLEMENT DECISION TREES ── settlementTrees: [ { id: 'ST-01', matter: 'Redstone v. Meridian', matterId: 'M-2024-0312', nodes: [ { id: 'root', type: 'decision', label: 'Accept $8.5M settlement?' }, { id: 'accept', type: 'outcome', parent: 'root', choice: 'Accept', value: 8500000, probability: 1.0, ev: 8500000 }, { id: 'reject', type: 'chance', parent: 'root', choice: 'Reject', value: null, probability: 1.0, ev: 10400000 }, { id: 'win', type: 'outcome', parent: 'reject', label: 'Trial win', value: 14200000, probability: 0.55, ev: 7810000 }, { id: 'loss', type: 'outcome', parent: 'reject', label: 'Defense verdict', value: -2500000, probability: 0.15, ev: -375000 }, { id: 'partial', type: 'outcome', parent: 'reject', label: 'Partial recovery', value: 6500000, probability: 0.30, ev: 1950000 }, ], recommendation: 'reject', ev: 9385000, }, ], // ── SENSITIVITY FACTORS ── sensitivityFactors: [ { id: 'SF-01', factor: 'Daubert outcome', low: 3200000, high: 15800000, range: 12600000 }, { id: 'SF-02', factor: 'Witness availability', low: 5100000, high: 13400000, range: 8300000 }, { id: 'SF-03', factor: 'SOL tolling ruling', low: 7200000, high: 12900000, range: 5700000 }, { id: 'SF-04', factor: 'Counterclaim outcome', low: 8500000, high: 11800000, range: 3300000 }, { id: 'SF-05', factor: 'Coverage denial', low: 8200000, high: 11200000, range: 3000000 }, { id: 'SF-06', factor: 'Jury composition', low: 8900000, high: 12100000, range: 3200000 }, ], // ── VaR RESULTS ── varResults: { horizon: '12 months', confidence: 0.95, var95: 3400000, cvar95: 5100000, ead: 11200000, method: 'Monte Carlo · Cornish-Fisher adj.', lastRun: '2026-04-20', }, // ── ASC 450 RESERVES ── reserves: [ { id: 'RV-01', matter: 'Redstone v. Meridian', matterId: 'M-2024-0312', probability: 'probable', estimate: 9000000, range: '7.5M–12M', ascCategory: 'probable', disclosure: 'full', lastReviewed: '2026-04-18' }, { id: 'RV-02', matter: 'Pacific Shipping', matterId: 'M-2024-0456', probability: 'reasonably possible', estimate: null, range: '0.5M–2.8M', ascCategory: 'reasonably-possible', disclosure: 'contingent', lastReviewed: '2026-04-16' }, { id: 'RV-03', matter: 'Thornton Estate', matterId: 'M-2024-0189', probability: 'remote', estimate: 0, range: '0', ascCategory: 'remote', disclosure: 'none', lastReviewed: '2026-04-10' }, ], // ── BOW-TIE DIAGRAMS ── bowTies: [ { id: 'BT-01', event: 'Adverse MSJ ruling', riskId: 'RSK-001', causes: [{ cause: 'Missing records', control: 'Adverse inference motion' }, { cause: 'Weak deposition', control: 'Supplemental expert' }, { cause: 'Legal precedent', control: 'Tolling brief' }], consequences: [{ consequence: 'Claims dismissed',control: 'Interlocutory appeal' }, { consequence: 'Client loss', control: 'Cost-benefit memo' }, { consequence: 'Fee exposure', control: 'Insurance trigger' }], }, { id: 'BT-02', event: 'Data breach', riskId: 'RSK-010', causes: [{ cause: 'Phishing', control: 'Awareness training' }, { cause: 'Vendor breach', control: 'SOC 2 req' }, { cause: 'Insider', control: 'DLP monitoring' }], consequences: [{ consequence: 'Regulatory fine', control: 'Cyber insurance' }, { consequence: 'Client notify', control: 'IR plan' }, { consequence: 'Privilege loss', control: 'Segmentation' }], }, ], // ── STRESS TESTS ── stressTests: [ { id: 'ST-T1', scenario: 'Judge Reynolds adverse ruling cascade', impactedRisks: ['RSK-001','RSK-006','RSK-014'], newScore: 22, baselineScore: 20, deltaLoss: 3200000, ran: '2026-04-15' }, { id: 'ST-T2', scenario: 'All experts excluded', impactedRisks: ['RSK-001','RSK-003','RSK-013'], newScore: 25, baselineScore: 20, deltaLoss: 5800000, ran: '2026-04-15' }, { id: 'ST-T3', scenario: 'Cyber breach + regulatory spillover', impactedRisks: ['RSK-008','RSK-010'], newScore: 18, baselineScore: 10, deltaLoss: 4100000, ran: '2026-04-12' }, { id: 'ST-T4', scenario: 'Two key witnesses unavailable', impactedRisks: ['RSK-001','RSK-009'], newScore: 23, baselineScore: 20, deltaLoss: 2700000, ran: '2026-04-17' }, ], }; window.RISK_DATA = RISK_DATA;